Can I get a credit card if I am a student?
A student credit card is a credit card that is offered to students at the college level. Any student beyond the age of 18 years is eligible to apply for the credit card as it does not have an income eligibility limit. These credit cards have lower interest rates and have a validity period of five years.
You can get a credit card without a salary slip. What is an HDFC credit card limit? HDFC credit card limit varies based on the income and credit score of a cardholder.
Which card is best for students?
Top Student Credit Cards in India
Best Credit Cards for College Students
What are the disadvantages of a student credit card?
While some students use their cards to pay for basic necessities or emergencies, maxing out your credit limit or failing to make payments in a timely manner can lead to high interest costs, late fees, a negative impact to your credit score and more.03-Jun-2022
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.17-Aug-2022
Can I get HDFC credit card with 10000 salary?
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
Yes, individuals with a salary of Rs. 15,000 per month can be offered credit cards.09-Sept-2022
Can students get SBI credit card?
You can get the SBI Student Plus Advantage Card which is a credit card issued by the State Bank of India (SBI) to you if you have availed an education loan from the lender. You do not have to pay any annual or joining fee in order to get this credit card issued.
As a student of any school, college or university, you'll get a free student ID card issued by the institution. If you prefer not to go to campus or choose distance education, you can apply online for your student ID card. And you can have your Student ID card posted to you.17-Jan-2022
Is student credit card good?
A student credit card helps you build a good credit score before graduating. This way, you can avail of credit at competitive terms in the future, provided you manage your credit card well. This type of credit card offers various perks like cash back and discounts to help you save a lot of money.
Anyone over 16 (sixteen) and currently studying in further education can apply for a student discount card. It doesn't matter if the applicant is studying part-time or full-time.03-Nov-2022
What is the limit on a student credit card?
What is the limit on a student credit card? The credit limit of a student credit card is typically lower than that of a regular credit card. Depending on the card you get, your income and your creditworthiness, the credit limit may be as low as $100 or $200.
What are the best credit cards for students in India?
What are 3 good credit cards?
Best credit cards of 2022
Student credit cards may offer rewards Among the many benefits of a Discover student credit card is that they let you earn cash back rewards in college while building a credit history to help you after graduation. That is, if you use it responsibly. All with no annual fee.08-Aug-2022
Should I get a student credit card or regular?
Credit cards for students are better than normal ones in the sense that they come with relaxed eligibility requirements surrounding creditworthiness and income. Otherwise, normal credit cards tend to score better when comparing credit limits, rewards, APRs and additional features.
Student credit cards can be easier to get than other cards, but approval isn't guaranteed. Card issuers review the information on your application and check your credit history and income. You can be denied for a wide range of reasons, including poor credit or a lack of income.
Can I get credit card without job?
You can get a credit card without a job. Most credit card applications have a section for employment information, but you can also put student, homemaker or unemployed. Annual income and assets are more important than employment status when applying for a credit card, though.
Technically there's no minimum income requirement to get a credit card. A student's disposable income could be as low as $100 and they would still have the potential to be approved for a credit card. Higher incomes generally give applicants a better chance of getting approved for a card and a higher credit limit.24-Oct-2022
How to get HDFC credit card without income proof?
They can submit their bank account statement while applying for an HDFC Credit Card. They may have to submit additional documents to prove their identity and address. For example, they may have to submit a government-issued ID such as a driver's license, passport, or Aadhaar.11-Oct-2022
Can I get a credit card if I am a student?