Can I get HDFC credit card with 10000 salary?
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.04-May-2022
How to Activate HDFC Credit Card through ATM
What is the minimum salary to apply HDFC credit card?
Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.
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Which bank give credit card easily?
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.01-Jan-2022
The highest credit card limit you can get is over $100,000 according to anecdotes from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.
What is net limit in HDFC credit card?
The net limit set is per statement cycle (online spending limit per month). If no net limit is chosen a default limit of 100% of your credit limit will be the online spending limit on your Credit Card. The primary Cardholder can call Customer Service at anytime to set/reset the net limit on the Primary card.
Another way to get a credit card without salary is by requesting an add-on credit card. If a family member has a primary credit card, the issuer may approve of an additional card. Here, it's important to note that the add-on and primary cardholder share a credit limit.
Can I get credit card with low cibil score?
Usually, banks accept a CIBIL score in the range of 700-750 and above to issue a credit card to an individual. However, there is no hard and fast rule to it as banks and financial institutions offer certain credit cards to individuals with low credit score as well.
Banks do provide credit cards for low salaried (Rs 8,000- Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.28-Feb-2020
Can I get HDFC credit card without income proof?
You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee, or self-employed and managing your own business. Credit history – A good credit history is proof that you can manage your credit well.
You can get a credit card with a salary of Rs. 12,000, but you would have limited options. Each lender would have their own criteria of qualifying for a credit card. Lenders would want to know if you will be able to pay your credit card bills on time every month.25-Feb-2020
What are the 4 types of credit cards?
Four major types of credit cards are Visa, Mastercard, American Express and Discover. These are the major credit card networks, which most credit cards belong to, and they dictate where cards can be used as well as what secondary benefits cards offer.18-Jul-2022
A lifetime free credit card is a card which does not charge the usual annual fee ever. They may charge some money for extra services like a hard copy of the itemized bill or may have some conditions as well for getting the card but technically no annual or joining fee.03-Aug-2022
What is annual fee in credit card?
Annual fees are the amount you pay for the benefits that come with your credit card. Not all credit cards have these fees. Generally, the higher the annual fee, the more benefits the credit card provides.
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Can I get a credit card with 650 CIBIL score?
If the credit score is in between 650 and 750, it determines that the individual will not face too many hurdles while applying for credit cards and loans. A credit score that lies between 550 and 650 indicates that the individual is fairly regular with payments.
A high credit score of 750 or above is ideal for any type of loan application. However, a credit score of 650 or less may lead to a loan application being rejected or the lender may levy a high-interest rate since such a score is considered risky.04-Sept-2015
How do I get a 40k credit limit?
Options for getting a higher credit limit
In general, car dealerships accept credit cards. You might even be able to use a card to buy a vehicle. However, it's more likely that the dealership will take a credit card for a down payment or a part of the down payment up to a certain amount. For you, using a credit card is a convenience or maybe a necessity.16-Feb-2022
What is good credit score?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Can I get HDFC credit card with 10000 salary?