Can I open 0 balance account in HDFC Bank?

Some variants of HDFC Bank Savings Account also offer features like unlimited cash withdrawals at ATMs and zero-balance maintenance requirement, which further adds to the appeal of a Savings Account..

What is the minimum balance to open HDFC account?

The minimum balance required to open a Regular Savings Account in HDFC Bank is Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account.03-Oct-2022

Which type of account in HDFC is best?

Can I open HDFC account same day?

You can now open a Savings Account of your choice instantly!

Which bank has lowest minimum balance?

IndusInd Bank - Indus Online Savings Account Any Indian citizen above the age of 18 years is eligible to open this savings account with no minimum balance. Transfer funds for free via NEFT, IMPS, and RTGS. Avail of WhatsApp banking services and a free passbook, chequebook, and debit card.

Which bank has 0 minimum balance?

Special Feature. Kotak Mahindra Bank has introduced three kinds of zero balance accounts out of which Kotak 811 Full KYC account is the most useful as it provides a cheque book and a debit card (if required by paying INR 199) and a free digital debit card. Facility of NEFT, IMPS, RTGS available without any charge.15-Nov-2022

Which bank has 1000 minimum balance?

List of All Banks Savings Account Interest Rates and Minimum Balance 2022

Does HDFC charges for low balance?

HDFC Bank charges a fee to the tune of ₹ 150-600 (excluding taxes) for insufficient balance in regular savings accounts held in its metro, urban and semi-urban branches.Rural Branches.

Which bank is best for opening account?

Top Savings Bank Accounts of 2022

State Bank of India (SBI) Savings Account. 2.70% p.a.
HDFC Bank Savings Account. 3.50% p.a.
Kotak Mahindra Bank Savings Account. 3.50% p.a.
DCB Bank Savings Account. 6.50% p.a.
RBL Bank Savings Account. 6.00% p.a.
IndusInd Bank Savings Account. 5.00% p.a.
ICICI Savings Bank Account. 3.50% p.a.

What are the disadvantages of HDFC Bank?

Cons: HDFC is having limited free transactions monthly after that they will charge fee for every transaction. The customer:employee ration is low. For example you have to wait for your transaction is most of the branches.16-Jan-2016

What are the 3 types of savings?

The options include traditional savings accounts, high-yield savings accounts, money market accounts, certificates of deposit, cash management accounts and specialty savings accounts.22-Sept-2022

What is the limit of HDFC saving account?

How many days HDFC saving account open?

It takes between two to five working days for an account to be opened, depending on the type of account. The table below gives more details. SB Form sent to Bank CPU & DP to DP CPU for Account Opening.

What if HDFC minimum balance is not maintained?

For insufficient balances in standard savings accounts held at HDFC Bank's metro, urban, and semi-urban branches, there is a fine of between Rs. 150 and Rs. 600 (excluding of taxes).16-Sept-2022

What are the 7 steps to open a bank account?

Requirements to Open a Bank Account

Locate an Enrolment Center.
Book An Appointment At Unique Identification Development Authority of India's Aadhaar Seva Kendra.
Check Aadhaar Status.
Download Your Aadhaar.
Apply Via a PAN Application Center.
Apply Online.

Which bank is best for savings?

The best savings accounts 2022

AMP Saver Account.
Westpac Life 18-29.
Bank of Queensland Future Saver Account 14 to 35 years.
ING Savings Maximiser.
Up - Saver Account.
Ubank - Save Account.
Bank of Queensland Smart Saver Account.

Which bank has no maintenance fees?

Ally Bank offers a checking account that doesn't have a monthly maintenance fee or a minimum opening deposit. It also pays 0.1 percent APY on balances less than $15,000 and 0.25 percent APY with a minimum daily balance of $15,000.02-Dec-2022

Which bank account is cheapest?

Best no-fee checking accounts

Best overall: Capital One 360® Checking Account.
Runner-up: Ally Interest Checking Account.
Best for rewards: Discover Cashback Debit Account.
Best for out-of-network ATMs: Alliant Credit Union High-Rate Checking Account.
Best for students: Chase College Checking℠ Account.

Can I have two accounts in same bank?

While there's no limit to how many Savings Accounts you can have, there are a few things to consider before signing up for more than one.

What is minimum balance in SBI?

Minimum balance in SBI bank savings account 1000 monthly in rural areas. In semi-urban areas, the AMB is Rs. 2000, and in the metro city, the account holder has to maintain an AMB of Rs. 3000.06-Sept-2022