How can I complaint against HDFC personal loan?

Call us on 1800 202 6161 / 1860 267 6161 (accessible across India)
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Contact Nearest Branch.

How can I check my loan details in HDFC Bank?

How to get HDFC Loan Statement through the online portal?

Visit the official website of HDFC Bank at www.hdfcbank.com.
On the home page, click on the 'Ways to bank' option from the top menu.
Under that, click on the 'Bank Online' option and navigate to 'Loan Accounts Online'.

How can I get my HDFC loan number?

If you need any guidance, you may reach out to the bank's customer service department through the toll-free number 1800 202 6161 / 1860 267 6161. If you are not comfortable with the online application process, you may also visit a branch office of HDFC and apply for a personal loan.

How can I speak to HDFC personal banker?

Give a missed call on 70433 70433. Or SMS "Call me" to 70433 70433.

What happens if HDFC personal loan is not paid?

Penalties – HDFC Bank charges late fees as penalties for individuals who miss their EMI payments. The amount charged could vary but is usually around 1% -2% of the EMI that is due. CIBIL™ Score – One of the immediate consequences of defaulting on personal loan payments is a decrease in the credit score.

How can I directly contact HDFC customer care?

1800 202 6161 / 1860 267 6161 Get in touch with us for your Banking needs on our helpline number.

Can I check my loan status?

You can simply visit the website of the lender and track your loan status with the following details: Application reference number. Mobile number. Date of birth.

How can check my all loan details?

You can use your net banking credentials. Most of the banks under its net banking facility provides the 'loan' section through which a customer can view the details of loans availed by them. Click on 'loan' and you can download the e-statement on your computer or simply view your personal loan statement online.

How do I find my loan details?

Here are some of them:

Check your loan statement. The loan statement that your bank issues after your loan is sanctioned will have all the details regarding your loan, including your loan account number.
Log in to your bank's website or app.
Call on the bank's toll-free customer care number.
Visit any branch of your bank.

How can I get a loan with a phone number?

How can I get a mobile loan?

Download SimplyCash through Google Play Store.
Enter your mobile number and email id.
Add your personal, employment, and financial details.
Enter your Aadhaar card number / PAN number.
Enter your profession and company address.
Customize your mobile loan amount with Loan EMI calculator.

How can I check my HDFC loan statement online?

To generate the Loan Account Statement:

Log in to Access My Loan Account with your username and password.
Send a request via email to support@hdfccredila.com from your registered email ID.
Visit your nearest branch.

How do I find my personal loan account number?

Check your loan statement: You will find your loan account number printed on your loan statement at the top right-hand corner.

Can I settle my HDFC personal loan early?

HDFC Bank enables a personal loan borrower to make a pre-closure or a pre-payment of loan. However, you will be able to prepay your HDFC personal loan only after 12 months after you have procured your loan and after paying 12 EMIs plus the foreclosure charges that may be applicable.

How do I talk to a banker about a loan?

Look the banker in the eye. Answer his or her questions. If you don't know, write down the question and say, “I will get back to you.” Don't whine or complain or beg. If the banker says no to your loan request, you have a right to know why, but then say, “Thanks for your time,” and move on to the next bank.19-Mar-2019

What is the personal loan salary in HDFC Bank?

Must have had a job for at least 2 years, with a minimum of 1 year with the current employer. For an HDFC Bank Salary Account holder: must have a minimum net monthly income of Rs 25,000. For a non-HDFC Bank Salary Account holder: must have a minimum net monthly income of Rs 50,000.

What is the punishment for not paying loan?

The punishment for non payment of personal loan can be imprisonment in worst cases since the banks get nothing by sending the defaulter to jail. Their interest lies in the payment of loan. The bank may start with settlement, arbitration, or even a civil suit.27-May-2022

What is the punishment for not paying back a loan?

When you stop paying a personal loan, it could result in your account going into default, the balance being sent to collections, legal action against you and a significant drop in your credit score. If money is tight and you're wondering how you'll keep making your personal loan payments, here's what you should know.10-Aug-2022

What happens if I skip personal loan EMI?

CIBIL ScoreThe most obvious consequence of defaulting on loan payments is a decrease in your credit score. Most lending agencies require borrowers to have a CIBIL score of 750 or more to be eligible to apply for a loan. Missing even 1 EMI payment can result in the borrower's credit score dropping by 50 to 70 points.

What is the number of customer care?

State Bank of India Customer Care

Can I chat with HDFC customer care executive?

HDFC Bank OnChat is at your service 24/7. HDFC Bank OnChat can be used by everyone whether you are an HDFC Bank customer or not.

What is customer ID in HDFC?

The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with HDFC Bank. To retrieve your Customer ID online in 3 simple steps, go to NetBanking and click on the "?" icon. 1. Input your registered Mobile No. (with Country Code), and your PAN or Date of Birth details.

How can I complaint against HDFC personal loan?