How do I get a refund on a postal money order?
Get a refund USPS does not offer direct refunds for their money orders. Instead, you'll need to make the replacement money order out to yourself and then cash it or deposit it into your bank account.
If the money order has been cashed, the issuer will not replace it or refund the purchase amount. Your best bet at that point is to request a copy of the signed, cashed money order from the location that cashed it. Contact local law enforcement and provide them with the copy so they can begin an investigation.24-Mar-2019
Can I get my money back from a filled out money order?
If you need to cancel or replace a money order, immediately contact the entity that issued it to you, and they will ask you to fill out a cancellation request form. Always make sure to save your receipt and be prepared to show it. You will need to pay a fee for a canceled money order, as well.
To cash a money order, you'll need to first endorse it by signing your name on the back. You will also need to provide identification no matter where you're cashing your money order. If you don't have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID.20-Nov-2018
How do I cash a postal money order?
Many retail locations have a money transfer outlet like Moneygram or Western Union counter to make the process convenient. Many consumers send money orders from the United States Post Office, and a local post office will cash USPS money orders.23-Feb-2022
If the money order is blank, put your name in the recipient's area and endorse the back of the money order. Then you can either present it to a teller. If you don't have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.
How long can you keep a money order before cashing it?
Generally, money orders don't have expiration dates. This means you should be able to cash a money order no matter how old it is. But issuers may begin applying fees if a money order goes uncashed for a year or more. The fee can vary.05-Mar-2021
How to Cash a Money Order
Can I change the name on a money order?
You cannot make changes to Money Orders, Bill Payments, Direct to Bank, Prepaid Money Transfers, or Telephone Money Transfers. You can make a significant change to your receiver's name by filling out the self-service form. The form applies to both transfers made in-person or online.
You can generally cash a money order at your bank, the issuer, some retailers, cash-checking stores and other institutions, but you may have to pay a fee. You'll typically pay the lowest fees to cash a money order at the issuing institution. You can often deposit a money order into your bank account without a charge.22-Jun-2022
Can you cash a money order to yourself?
A money order is a financial instrument just like a check. You can deposit a money order made out to yourself or cash it at your bank. If you prefer to have the cash, some retail stores will also cash money orders, or you could go to a check cashing service.
Try visiting a location of the money order issuer if you don't have a bank account or you can't get to a branch. The issuer is the organization that prints and backs the money order. You might visit a post office to cash a USPS money order, or a Western Union office to cash a Western Union money order.
Is a postal money order the same as a money order?
A postal order is purchased directly from a national postal system, such as the US Postal Service or the Post Office in the United Kingdom. By contrast, a money order is produced by an independent financial service provider and may be purchased at any number of retail outlets, including supermarkets or drugstores.04-Aug-2022
Quick Answer: Yes, a money order can be deposited at an ATM if your bank offers the service. Many major banks accept ATM deposits of money orders. However, each bank has its own standard bank policies and procedures for financial services.20-Mar-2022
What happens if you don't cash a money order?
Service Fees At the time of publication, Fidelity Express states that if you do not cash a money order within 2 years of the date of issuance, a fee of $2 will be deducted for each month from the date of purchase. However, your state's laws may limit service fees to a smaller amount.12-Dec-2019
Can you cancel a money order? You can cancel a money order that hasn't been cashed. (If it's already been cashed, skip ahead.) If you're not sure about your money order's status, you can track it by calling the issuer's customer service number or using the tracking feature on its website.
Where do you cash money orders?
You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you've been able to cash checks in the past). In some circumstances, the bank or retailer may charge you to cash your money order.
The process is simple. All they'll have to do is: Print and complete the money order customer request form. Return with the receipt and a $15 processing fee to the listed address.
Can a money order be cashed anywhere?
Where can I cash a money order? Your best bet is to cash a money order at the same entity that issued it, whether that's a bank branch, post office or other location. Check-cashing locations, convenience stores and grocery stores can be alternatives, but watch out for fees.
Use the Phone Inquiry System Call USPS at (866) 974-2733 to check the payment status. The automated system will ask whether you are a customer or an employee. State "Customer." It will then ask what it can assist you with. State "Money Order Inquiry" and enter the money order's serial number using your phone's keypad.
Can you cash a money order without a receipt?
Cashing the Money Order. Bring identification. The bank won't cash the money order without acceptable proof that you are the person who is supposed to receive the funds. Your name on the money order must match the name on your identification exactly.
How do I get a refund on a postal money order?