How do I request a new HDFC credit card?
You can simply visit the nearest branch of your bank to place a request for a new Debit Card. Meet the Relationship Manager at the branch and place a request for a new Debit Card. You can also ask for an instant Debit Card at the branch. You will be issued a Debit Card immediately.
On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof.
Can I apply for a new credit card online?
Applying online is a flexible and easy way to apply for a credit card and, with the right documentation in hand, the process only takes a few minutes. Before you get started, shop around to find the best card, and ensure that you only submit your application on a secure internet connection.
You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee, or self-employed and managing your own business. Credit history – A good credit history is proof that you can manage your credit well.
Which bank gives credit card easily?
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.01-Jan-2022
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
Can I get credit card with 8000 salary?
Eligibility Criteria: Minimum monthly income: Individuals with ₹8,000-25,000 monthly income are mostly eligible for low salary credit card. Age: Individuals in the age group of 21 to 60 years can apply for a low income credit card.
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.01-Feb-2022
How do I get a 20000 credit card limit?
There are no credit cards with a guaranteed $20,000 minimum credit limit. However, your best chance at getting a $20,000 limit is with the Chase Sapphire Reserve® card, which has a $10,000 minimum credit limit.
Fortunately, most cards can be classified into three major categories based on the features they offer: rewards credit cards, low interest and balance transfer cards, and credit-building cards.11-Apr-2022
How to get a credit card fast?
The best way to get a credit card fast is to apply online and then request expedited shipping once you're approved. Applying online also means you could be approved instantly. In some cases, you could even receive your card number to begin making purchases right away.
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Can I get credit card if my salary is 15000?
Yes, individuals with a salary of Rs. 15,000 per month can be offered credit cards.09-Sept-2022
Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won't have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.25-Feb-2020
Can I get HDFC credit card without salary?
You can get a credit card without a salary slip. What is an HDFC credit card limit? HDFC credit card limit varies based on the income and credit score of a cardholder.
Banks That Provide Credit Cards Without Proof Of Income State Bank of India. Bank of Baroda. Kotak Mahindra Bank. Andhra Bank.
Can I get a credit card with 650 CIBIL score?
Minimum credit score required for any credit card is 650. Higher credit scores help you get better offers from lenders such as long tenure, low-interest rates, etc. Credit Cards can be availed by customers who have credit score 0 and -1.
Top 10 Credit Cards in India – Features & Benefits
What is the minimum credit card limit?
This is a proof to the bank that you will be able to pay your credit card bill. You can also get a credit card against a fixed deposit. The minimum value generally ranges between INR 20,000 to INR 50,000. Age of the Applicant: Using a credit card becomes a huge responsibility.
#1 Your Income/Salary: Usual credit limit is 2X or 3X of your monthly income.10-Jan-2016
What salary is good for credit card?
Designed especially for individuals who have a credit card income eligibility of ₹10,000 to ₹25,000 a month, these credit cards come with several attractive benefits. Most banks also allow an increase in the spending limit depending on your repayment etiquette.
How do I request a new HDFC credit card?