How to get personal loan in Ujjivan Small Finance Bank?

Documents Required to Apply for an Ujjivan Personal Loan for salaried individuals

- Proof of address such as Aadhaar, driving license, etc.
- PAN Card.
- Company ID card.
- Proof of income such as salary slips for the previous 3 months, bank statements of salary bank account or main active bank account for the previous 6 months.

Whether you are looking to renovate your house or expand your business, we offer you Individual Loans - ranging from ₹51,000 to ₹2,00,000 - to meet all your financial needs.

What is the minimum cibil score for availing personal loan in Ujjivan Bank?

750 and above

MEAN INTEREST RATE FOR LOAN PRODUCT

What is the EMI for 3 lakhs personal loan?

EMI for Personal Loan of Rs 3 lakh for Tenures of 1-5 years

The EMI for 1-year loan tenure at 11.99% is ₹17,769. For 2-year tenure is ₹9,414, 3-year tenure is ₹ 6,642, 4-year tenure is ₹ 5,266 and 5-year tenure is ₹4,448.

What is the EMI of 1 lakh loan?

For instance, your personal loan EMI for Rs. 1 lakh loan for two years at an interest rate of 13% would be Rs. 4,754.

Your EMI for Rs 5 lakh personal loan would depend on your interest rate and tenure. For instance, if a borrower borrows Rs 5 lakh personal loan at 11% p.a. for tenures of 7 years, the EMI to be paid would be Rs 8,561.09-Dec-2022

What is the EMI for 5 lakh loan?

For Rs 5 lakh personal loan, the EMI for 1-year loan tenure at an 11.99% rate of interest per annum is ₹ 44,442, 2-year tenure is ₹ 23,534, 3-year tenure is ₹ 16,605, 4-year tenure is ₹ 13,164 and 5-year tenure is ₹11,120.

This score ranges between 300 and 900. The higher the score, the better is the eligibility. Usually, a score of 550 to 600 is considered low and insufficient to meet the personal loan eligibility criteria. Therefore, availing of a personal loan with a CIBIL score of 550 is difficult.

Can I get loan on 650 CIBIL score?

Most lenders in India consider a CIBIL score of 600+ a decent score to evaluate your creditworthiness. As such, obtaining a Personal Loan for CIBIL score of 650 and above makes availing of loans incredibly easy.23-Nov-2021

A FICO® Score of 625 places you within a population of consumers whose credit may be seen as Fair.

What is the EMI for 4 lakhs personal loan?

4 lakh at 14% interest with a repayment tenor of two years. In that case, you need to pay an EMI of Rs. 19,205 with a total interest payable of Rs. 60,925.

The monthly payment on a $50,000 loan ranges from $683 to $5,023, depending on the APR and how long the loan lasts. For example, if you take out a $50,000 loan for one year with an APR of 36%, your monthly payment will be $5,023.31-Aug-2021

What is the EMI for 6 lakhs personal loan?

The table below mentions the EMI calculation for loan amount of ₹ 6 lakh for different tenures at the lowest personal loan interest rate of 10.49% pa.Rs. 6 Lakh Personal Loan EMI with Different Tenors.

With a loan amount of $30,000, an interest rate of 8%, and a loan repayment period of 60-months, your monthly payment is around $700.18-Dec-2021

What is the EMI for 2 lakh personal loan?

The EMI amount will vary on the interest rate and repayment tenor. For instance, if you apply for Rs. 2 lakh personal loan for a tenor of three years at 13% interest, you will need to pay an EMI of Rs. 6,739.

8 lakh as a personal loan at the interest rate of 15% for a repayment tenor of four years, you will need to pay Rs. 22,265 as EMI.

What is the interest for 4 lakh loan?

Personal loans for loan amounts of Rs 4 lakh are usually offered at interest rates starting from 10.49% p.a. onwards for tenures of up to 5 years.

Banks and non-banking finance companies offer easy personal loans to those with a decent credit repayment history and a minimum monthly salary of Rs 15,000.30-Oct-2022

What is the interest of 3 lakh in SBI?

SBI Personal Loan EMI for ₹ 3 Lakh

How to get personal loan in Ujjivan Small Finance Bank?