Is HDFC Bank Millennia credit card good?

Is HDFC Bank Millennia credit card good?

HDFC Millennia Credit Card is best suited for millennials who frequently shop online and want to earn significant value-back on all their spends. It is one of the best cashback credit cards in India and offers up to 5% cashback on online transactions and 1% cashback on all other spends.25-Nov-2022

Is the Millennia card lifetime free?

There is absolutely no Joining/ Membership/ Annual fee applicable on any of the IDFC FIRST Bank Credit Cards. Your card is free for life.

What is the limit of HDFC Millennia card?

Are there any transaction limits for Millennia Debit Card? Depending on the balance in your account, it is possible to withdraw cash up to Rs.50,000 at the ATM daily, and spend Rs.3.50 lakhs daily on shopping. These limits have been set for your card security.

What is millennia credit card from HDFC Bank?

The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. *To see if your Card is contactless, look for the contactless network symbol on your Card.

Which is better HDFC Millenia or platinum?

But Millennia gets higher cashback per transaction and that too on all spends. On Platinum, we get it only for selected categories. If you want a debit card gives you cashback on all categories then go for Millennia. Opt for Platinum debit card if there are more spends on HDFC Bank BillPay and Recharge facility.

What are the benefits of Millennia card?

Millennia Credit Card

Which is best card millennia or regalia?

There is a key difference between Millennia and Regalia when it comes to rewards. While Millennia is a cashback credit card, Regalia is a reward point credit card. Some merchants are on Smartbuy where Regalia also gets accelerated reward points. Millennia is straightforward when it comes to earning rewards.06-Feb-2022

Which is the highest HDFC credit card?

These 3 are the most premium HDFC Credit Cards:

Which card is higher regalia or millennia?

Regalia charges a low foreign currency markup fee, which stands at 2% as compared to 3.5% for HDFC Millennia. Overall, in terms of travel benefits, HDFC Regalia is definitely a winner for international travelers as it offers both domestic and international lounge access along with a low forex markup fee.06-Apr-2022

Can I use 100% credit card limit?

Yes, credit card issuers allow you to use your card for an amount above the credit limit, called the 'over limit' facility. Before you avail of this facility, there are a few things you need to keep in mind.08-Feb-2020

What is the credit card limit for 50000 salary?

#1 Your Income/Salary: Usual credit limit is 2X or 3X of your monthly income. Suppose your salary slip shows Rs. 50,000 per month, you can expect Rs. 1 Lakh – 1.5 Lakh credit limit.10-Jan-2016

Which card is better MoneyBack or millennia?

Rewards. Millennia is the better rewarding cashback credit card. Both MoneyBack+ and Millennia earn CashPoints for spending. But the key difference is the value of one CashPoint.

How to get HDFC Millennia credit card lifetime free?

Can I get HDFC credit card with 10000 salary?

What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022

What is the minimum credit score for HDFC credit card?

750 or above

Which card is best for Icici or HDFC?

HDFC Millennia Credit Card vs ICICI Platinum Credit Card: Which is the Better Choice

Which is better Icici or HDFC?

For the financial year 2022, HDFC Bank's advances were 91.2% of its total deposits. ICICI Bank's total advances stood at 84.3% of total deposits. Clearly, HDFC Bank is more efficient than ICICI Bank in terms of utilising its deposit base.

Is HDFC Millennia Card International?

International Usage: The HDFC Bank Millennia Debit Card for millennials is ideal when you travel overseas and require a secure means of payment. Use your Debit Card for International spends.

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Is HDFC Bank Millennia credit card good?