Is HDFC Freedom credit card free?
No, The HDFC Bank Freedom credit card is not free. It comes with an annual fee of Rs. 500.
The mandatory documents required for applying an HDFC lifetime-free credit card are:
What is lifetime free credit card?
A lifetime free credit card is a card which does not charge the usual annual fee ever. They may charge some money for extra services like a hard copy of the itemized bill or may have some conditions as well for getting the card but technically no annual or joining fee.
The Millennia credit card is one of the most sought-after cards from HDFC Bank, majorly due to the offers and benefits the card comes with. This HDFC card is available for a membership fee of Rs. 1,000 plus applicable taxes for the first year and Rs. 1,000 plus applicable taxes of renewal membership fee.
Which credit card has no joining fee?
Amazon Pay ICICI Bank There is also no annual fee, and it is one of the best credit cards in India with no joining fee. The interest on these cards is between 3.5%-3.8% per month. They offer frequent reward earnings that can be used on Amazon on over ten crore products. Their one reward point value is Rs.09-Sept-2022
Annual fees: Technically most Credit Cards charge an annual fee. But these fees are waived off if you use your card regularly and achieve a minimum spend – for example, the HDFC Bank Visa Signature Card will waive off the annual fee if you spend Rs 15,000 in 90 days of the card issuing date.
Can I get HDFC credit card with 10000 salary?
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
The Chase Freedom Unlimited comes with no annual fee was, while it is still able to earn some of the best cashback rates around. If you ever decide you are ready to jump up to a Ultimate Rewards earning card, you can use this card to earn Ultimate Rewards instead of cashback.
Is Regalia credit card free?
HDFC Regalia First Credit Card is a premium card with multi-dimensional offers on shopping, travel, and entertainment. With an annual fee of Rs. 1,000, this card is best suited for individuals who wish to earn accelerated reward points on their credit cards and save on travel expenses.09-Aug-2022
December 2022 Update: HDFC removed all the LifeTime Free conversion conditions in October 2022 and now only Shoppers Stop HDFC Credit Card is issued as lifetime free. The only option to make your card lifetime free now is to achieve the required milestone spend every year and get the annual fee waived.01-Dec-2022
Which HDFC credit card is best for beginners?
Best HDFC Credit Cards Of 2022
Currently, ICICI offers three credit cards under the lifetime free scheme: ICICI Instant Platinum Credit Card. ICICI Bank HPCL Coral Credit Card. ICICI Chip Platinum Credit Card.
Can I get HDFC credit card without salary?
You can get a credit card without a salary slip. What is an HDFC credit card limit? HDFC credit card limit varies based on the income and credit score of a cardholder.
The HDFC Bank Regalia First Credit Card is perfectly curated for all kinds of customers to suit their preferences. The card comes with an annual fee of Rs. 1,000 along with an interest rate of 3.49% per month.
Is Millenia card lifetime free?
Features of HDFC Millennia Credit Card. A one-time joining fee of INR 1,000 + taxes. An annual fee or renewal fee of INR 1,000 + taxes. No annual fee will be charged if the card holder has spent INR 1 lakh the previous year.28-Oct-2021
Key Highlights. Amazon Pay ICICI Credit Card is possibly the best card in the lifetime free category. The card is especially helpful for Amazon Prime users as they get the highest cashback. Cashback is credited in the form of Amazon Pay Balance and can be utilized to make more purchases.29-Mar-2022
Can I get a credit card without salary?
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.01-Feb-2022
No problem! Now you can open a zero balance digital savings account and apply for the credit card during the account opening process online. Kotak 811 is a zero balance savings account that you can open online from the comfort of your home. It doesn't have any Average Monthly Balance (AMB) requirement.
How long is credit card free?
The payment due date on your credit card can be between 18 and 25 days after the statement date, the day when the statement is made. So, the interest-free credit period can range from 18-48 days to 25-55 days depending on your credit card's payment due date.
The easiest way to avoid finance charges is to pay your balance in full and on time every month. Credit cards are required to give you what's called a grace period, which is the span of time between the end of your billing cycle and when the payment is due on your balance.15-Sept-2022
Is one card lifetime free?
OneCard is a metal credit card that is offered in collaboration with several providers including SBM Bank, South Indian Bank, Federal Bank, BOB Financial and CSB Bank. It is a lifetime-free credit card that is best suited for people who are new to credit and want to earn reward points on their purchases.
Is HDFC Freedom credit card free?