Is HDFC Millenia a good credit card?
HDFC Millennia Credit Card is best suited for millennials who frequently shop online and want to earn significant value-back on all their spends. It is one of the best cashback credit cards in India and offers up to 5% cashback on online transactions and 1% cashback on all other spends.25-Nov-2022
Are there any transaction limits for Millennia Debit Card? Depending on the balance in your account, it is possible to withdraw cash up to Rs.50,000 at the ATM daily, and spend Rs.3.50 lakhs daily on shopping. These limits have been set for your card security.
Is the Millennia card lifetime free?
There is absolutely no Joining/ Membership/ Annual fee applicable on any of the IDFC FIRST Bank Credit Cards. Your card is free for life.
The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. *To see if your Card is contactless, look for the contactless network symbol on your Card.
Which is better HDFC Millenia or platinum?
But Millennia gets higher cashback per transaction and that too on all spends. On Platinum, we get it only for selected categories. If you want a debit card gives you cashback on all categories then go for Millennia. Opt for Platinum debit card if there are more spends on HDFC Bank BillPay and Recharge facility.
Millennia Credit Card
Can I use 100% credit card limit?
Yes, credit card issuers allow you to use your card for an amount above the credit limit, called the 'over limit' facility. Before you avail of this facility, there are a few things you need to keep in mind.08-Feb-2020
#1 Your Income/Salary: Usual credit limit is 2X or 3X of your monthly income. Suppose your salary slip shows Rs. 50,000 per month, you can expect Rs. 1 Lakh – 1.5 Lakh credit limit.10-Jan-2016
Which is best card millennia or regalia?
There is a key difference between Millennia and Regalia when it comes to rewards. While Millennia is a cashback credit card, Regalia is a reward point credit card. Some merchants are on Smartbuy where Regalia also gets accelerated reward points. Millennia is straightforward when it comes to earning rewards.06-Feb-2022
These 3 are the most premium HDFC Credit Cards:
Which card is best millennia or MoneyBack?
Millennia is the better rewarding cashback credit card. Both MoneyBack+ and Millennia earn CashPoints for spending. But the key difference is the value of one CashPoint.17-Mar-2022
Travel Benefits You can get airport lounge access for 8 visits per calendar year at a charge of Rs. 2 on the card. You will need to swipe the credit card to avail lounge access.
Can I get HDFC credit card with 10000 salary?
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
750 or above
Which card has highest credit limit in India?
Which Credit Card gives the highest credit limit?
HDFC Millennia Credit Card vs ICICI Platinum Credit Card: Which is the Better Choice
Which is better Icici or HDFC?
For the financial year 2022, HDFC Bank's advances were 91.2% of its total deposits. ICICI Bank's total advances stood at 84.3% of total deposits. Clearly, HDFC Bank is more efficient than ICICI Bank in terms of utilising its deposit base.
1. You will also enjoy a reward rate of 2.5% (10 points per Rs. 100 spent) on dining, groceries, departmental stores, and movies. Clearly, SBI Card Prime has a more rewarding programme as compared to HDFC Regalia Credit Cards.21-Mar-2022
Which HDFC credit card is best for beginners?
Best HDFC Credit Cards Of 2022
You can enjoy 8 Complimentary Lounge Access through HDFC Millennia Credit Card.
How to get 1 lakh credit card limit?
Improve your credit score: Since banks consider credit score while setting Credit Card limits, it's better to ensure that you have a good score. You can do this by paying all your dues, like EMIs, on time. So it's best to avoid doing that. Keeping your spending within limits can be helpful.
Is HDFC Millenia a good credit card?