Is HDFC MoneyBack Plus credit card good?
The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate.26-Aug-2022
Annual fees: Technically most Credit Cards charge an annual fee. But these fees are waived off if you use your card regularly and achieve a minimum spend – for example, the HDFC Bank Visa Signature Card will waive off the annual fee if you spend Rs 15,000 in 90 days of the card issuing date.
What is the maximum limit of HDFC Money Back credit card?
HDFC Moneyback Credit Card Limit: Rs. 25,000 – Rs. 1,50,000.24-Apr-2019
1,50,000/- in a year. The maximum cashback would be Rs. 1,000/- per statement cycle under the benefit.
What is the advantage of money back credit card?
Key Highlights of HDFC Bank MoneyBack Credit Card A cash back credit card with minimal annual fee. Joining fee and annual fee waiver when applied through BankBazaar (T&C apply). Accelerated reward points on online purchases. Reward points redemption for cash against card outstanding.
However, the HDFC Regalia First Credit Card comes with a higher annual fee as compared to the MoneyBack Plus Credit Card, but it also provides you with exciting travel benefits, including complimentary lounge access, which is not offered by the MoneyBack Plus Card.24-May-2022
Can I withdraw money from MoneyBack credit card?
Yes, the bank allows you to withdraw cash using your HDFC Bank MoneyBack+ Credit Card. However, the bank charges a cash advance fee of 2.5% of the withdrawn amount or a minimum of Rs. 500 (whichever is higher) for withdrawing cash via your credit card.07-Oct-2022
Credit Card Cash Limit At HDFC Bank, we offer a cash advance limit of 40 %. So, if your Credit Card limit is Rs 1 lakh, you can withdraw cash up to Rs 40,000.
Which card is better MoneyBack or millennia?
Rewards. Millennia is the better rewarding cashback credit card. Both MoneyBack+ and Millennia earn CashPoints for spending. But the key difference is the value of one CashPoint.
Yes, credit card issuers allow you to use your card for an amount above the credit limit, called the 'over limit' facility. Before you avail of this facility, there are a few things you need to keep in mind.08-Feb-2020
How to make HDFC MoneyBack credit card lifetime free?
December 2022 Update: HDFC removed all the LifeTime Free conversion conditions in October 2022 and now only Shoppers Stop HDFC Credit Card is issued as lifetime free. The only option to make your card lifetime free now is to achieve the required milestone spend every year and get the annual fee waived.01-Dec-2022
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
What is the interest free period on a HDFC MoneyBack credit card?
up to 50 days
Best HDFC Credit Cards Of 2022
What is the billing cycle of HDFC MoneyBack credit card?
Billing cycle –This is the 30-day period for which the statement is generated. It is the period between two consecutive statement dates. The Credit Card bill is a reflection of the transactions made during the billing cycle, apart from the interest penalty and late payment fee (if any).
A good example of such cards is the HDFC Bank Regalia First Credit Card. The card offers exclusive benefits to its cardholders. Complimentary access to more than 1,000 Priority Pass Airport Lounges across the globe.
What is lifetime free credit card?
A lifetime free credit card is a card which does not charge the usual annual fee ever. They may charge some money for extra services like a hard copy of the itemized bill or may have some conditions as well for getting the card but technically no annual or joining fee.
Credit card cash back rewards are bonuses provided to credit card customers when they use their cards to make purchases. Cash back rewards can take the form of dollars or points — with points typically redeemable on an online marketplace operated by the card issuer. Cash back rewards operate on a percentage basis.
Which credit card brand is best?
Best Credit Cards
1. American Express Centurion Card
Which credit card is most powerful in India?
15+ Best Credit Cards in India for 2022 [Detailed Reviews]
Is HDFC MoneyBack Plus credit card good?