Is HDFC Regalia worth it?

Is HDFC Regalia worth it?

Yes, HDFC Regalia is a good option for availing travel benefits, as it offers features such as a low forex markup fee, access to international and domestic airport lounges, Priority Pass Membership and travel conceirge service. You can also check other travel credit cards in India, to find the right card for you. Q.14-Oct-2022

What is HDFC regalia?

Key Features. 12 Complimentary Airport Lounge Access within India and 6 outside India.. Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year. Earn 4 Reward Points on every Rs.150 spent. (On all retail* spends)

Does HDFC Regalia have lounge access?

With the HDFC Bank Regalia Credit Card, you enjoy a complimentary Priority Pass membership that offers access to 1000+ airport lounges across the world.

How can I redeem my HDFC reward points?

Log into to your NetBanking Portal/Account on HDFC Bank website. Then click on the 'Enquire' tab in the Debit Card section. Once you are taken to the next page, click on the 'Cashback Enquiry and Redemption' tab. Select the account number for which you want to redeem the points and Voila!

Is HDFC regalia card lifetime free?

December 2022 Update: HDFC removed all the LifeTime Free conversion conditions in October 2022 and now only Shoppers Stop HDFC Credit Card is issued as lifetime free. The only option to make your card lifetime free now is to achieve the required milestone spend every year and get the annual fee waived.01-Dec-2022

What is the maximum limit of HDFC regalia credit card?

HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs.24-Apr-2019

Which card is better than regalia?

1. You will also enjoy a reward rate of 2.5% (10 points per Rs. 100 spent) on dining, groceries, departmental stores, and movies. Clearly, SBI Card Prime has a more rewarding programme as compared to HDFC Regalia Credit Cards.21-Mar-2022

Is Regalia first card free?

The HDFC Bank Regalia First Credit Card is perfectly curated for all kinds of customers to suit their preferences. The card comes with an annual fee of Rs. 1,000 along with an interest rate of 3.49% per month.

Which one is better regalia first or regalia?

HDFC Regalia First Credit Card comes with a membership fee of Rs. 1,000 per annum (plus GST), and offers a max reward rate of up to 0.8% on normal spends. Though the Regalia First Card also offers some additional benefits, the original Regalia being a more premium offering has the upper hand.24-Dec-2021

Which card is better than HDFC Regalia?

Regalia and Infinia credit cards are two of the most popular credit cards from HDFC Bank. Infinia is above the Regalia when it comes to rewards, benefits, and eligibility.

How to make regalia card lifetime free?

The mandatory documents required for applying an HDFC lifetime-free credit card are:

Is Regalia credit card free?

HDFC Regalia First Credit Card is a premium card with multi-dimensional offers on shopping, travel, and entertainment. With an annual fee of Rs. 1,000, this card is best suited for individuals who wish to earn accelerated reward points on their credit cards and save on travel expenses.09-Aug-2022

How much is 50000 points worth?

50,000 Chase points are worth $535 with most Chase credit cards, whether you spend them on travel, cash back, gift cards, experiences or shopping.19-Aug-2022

How much is 20000 reward points worth?

$214

How much is 100000 reward points worth?

100,000 points are worth $2,200 per our valuations, and you can use them in a variety of different ways. Think international business class, free domestic airfare, and stays in luxurious hotel suites.6 days ago

Which is best card regalia or millennia?

HDFC Bank Smartbuy rewards tilt the scale in favor of Regalia if one is using the rewards for booking flights/hotels on Smartbuy. But, Regalia gets a higher cap of 4000 RP compared to Millennia which gets a cap of Rs 1000 per calendar month.

Which card is better MoneyBack or regalia?

However, the HDFC Regalia First Credit Card comes with a higher annual fee as compared to the MoneyBack Plus Credit Card, but it also provides you with exciting travel benefits, including complimentary lounge access, which is not offered by the MoneyBack Plus Card.24-May-2022

Which card is better millennia or regalia first?

Speaking about HDFC Regalia First Credit Card, though it's a less-premium version of HDFC Regalia Card, the Regalia First Card will indeed be a better option for those who desire to get comparable benefits at a lower annual fee. Even the eligibility criteria for this credit card are easier.18-Oct-2022

Can I use 100% limit of credit card?

Yes, credit card issuers allow you to use your card for an amount above the credit limit, called the 'over limit' facility. Before you avail of this facility, there are a few things you need to keep in mind.08-Feb-2020

What is the credit card limit for 50000 salary?

#1 Your Income/Salary: Usual credit limit is 2X or 3X of your monthly income. Suppose your salary slip shows Rs. 50,000 per month, you can expect Rs. 1 Lakh – 1.5 Lakh credit limit.10-Jan-2016

Can I get HDFC credit card with 30000 salary?

30000 p.m. for Salaried. The Minimum income salary for this card is Rs. 3.6 Lakh p.a for Self Employed.

Is HDFC Regalia worth it?