Is ICICI Bank Platinum chip credit card good?

ICICI Platinum Chip Credit Card is a lifetime free credit card and is a great option for those who are new to credit and want to build their credit score. The card offers various benefits, such as reward points, dining discount, fuel surcharge waiver and more.14-Oct-2022

What is the benefit of a platinum credit card?

The benefits of Platinum Credit Card include up to 25% cashback on movie tickets, fuel surcharge waiver on fuel transactions up to Rs. 400 a month, while allowing you to convert transactions of more than Rs. 2500 into EMIs through multiple options.

What is the withdrawal limit for Icici platinum credit card?

How much cash can be withdrawn from ICICI credit card? Almost most banks in India allow you to withdraw around 20% - 40% of your total credit limit. For example, if your total limit on the card is Rs. 1 lakh, then you can ideally withdraw up to Rs.

What is the minimum age to avail of the ICICI Bank Platinum chip credit card?

21 years

What is the minimum limit of platinum credit card?

What is the credit limit for an Axis Bank Platinum Credit Card? Rs. 400 if the minimum and the maximum is Rs. 4,000.

Does a Platinum Card increase credit score?

Key Things to Know About Capital One Platinum The card helps people build credit, as it reports account information to the 3 major credit bureaus each month. Cardholders do not earn rewards on purchases. The card comes with a high APR.06-Dec-2022

Who qualifies for a Platinum Card?

Person Income/Business Income On average, Amex Platinum and Amex Business Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement. We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.6 days ago

Who is eligible for platinum credit card?

Primary cardholder between the age of 18 and 70 years. Add-on cardholder should be over 15 years. Resident of India or Non-Resident Indian.

How can I increase my Icici platinum credit limit?

SMS. SMS CRLIM to <5676766>
iMobile Pay app. Step 1- Go to 'Cards, Loans & Forex' section.
Internet Banking. Step 1- Log in to Internet Banking.
Customer Care. Kindly call ICICI Bank Customer Care on , and the Customer Care Executive will assist you with credit limit increase (if eligible).

Can I use 100% limit of credit card?

Yes, credit card issuers allow you to use your card for an amount above the credit limit, called the 'over limit' facility. Before you avail of this facility, there are a few things you need to keep in mind.08-Feb-2020

Is Platinum a good credit card?

The Capital One Platinum Credit Card is a fine choice for those with fair or average credit. The $0 annual fee makes it possible to build credit at no cost. However, the APR on the card is on the high side, so it's best to pay your bill in full every month to avoid interest charges.

Is Platinum credit card higher than gold?

Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Platinum cards charge higher annual fees than gold cards offered by the same provider.

What is the cibil score required for Icici credit card?

750

Can I withdraw money from Icici Platinum credit card?

The Card member can use the Card to access cash in an emergency from ATMs in India or abroad. A transaction fee of 2.5% (Minimum ` 250 for eBOR and ICICI Bank ATMs, ` 350 for other ATMs) would be levied on the amount withdrawn and would be billed to the Card member in the next statement.

What is the salary limit for Icici credit card?

Below is the list of basic eligibility criteria that you should meet to apply for ICICI credit card. You should be between 20 to 60 years years of age. Regular source of monthly income with annual salary of Rs. 2.5 lakh.

Is it hard to get Platinum Card?

The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715. Although, several applicants with credit scores in the 600s have also been approved, even as low as 643.04-Oct-2022

Is a Platinum Card expensive?

The Platinum Card® from American Express is most definitely the latter. The card's $695 annual fee, which increased from $550 on July 1, 2021, is among the steepest in the industry. But that fee unlocks an extensive portfolio of benefits focused on travel, entertainment, dining, retail and wellness.

What is the difference between credit card and platinum credit card?

Compared to general credit cards offering users reward points on their expenditures, platinum credit cards offer a higher reward value. The rewards are based on per rupee expenditure, and the reward value of the platinum credit cards per rupee is higher than others.

Is platinum better than black card?

EDITOR'S OVERVIEW. The Platinum Card® from American Express is the winner over the Mastercard® Black Card. The American Express Platinum card provides frequent travelers with far better features and much more value overall, despite its higher annual fee.12-Dec-2022

Which is higher in credit card platinum or titanium?

A platinum credit card is usually a bank's most expensive or the top-tier card, second only to a titanium, black or diamond card if offered by the bank. It is often in the form of a rewards credit card.