Is LIC credit card free?

Is LIC credit card free?

Zero Fees- LIC Cards charges zero annual fee and zero add-on card fee on this credit card. Only 3 add-on cards can be availed on one primary card. Rewards- Under the PlusPoint Rewards program, cardholders will earn rewards at the given rate: 1 reward point per Rs.11-Jul-2022

Who can apply for LIC credit card?

Any salaried and self-employed person who meets the criteria can apply for a LIC credit card. What is the LIC customer care number? You can contact the LIC credit card customer care at 022 6827 682.

Can we get credit card on LIC policy?

LIC Credit Cards. You can avail a world of premium and unmatched benefits with the credit cards offered by LIC. The list of cards includes travel cards, rewards cards, and premium lifestyle cards and they offer some of the best features on their respective categories.

How to register LIC credit card online?

How to Register your LIC Credit Card for Net Banking Services?

Does LIC affect CIBIL score?

It can also impact the terms of loan, such as the interest rate offered. However, a lapse in insurance policy will not affect your CIBIL score in any way.

What is salary required for credit card?

On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof.

Can I get credit card with 15k salary?

Yes, individuals with a salary of Rs. 15,000 per month can be offered credit cards.09-Sept-2022

Can I get credit card with 10000 salary?

Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won't have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.25-Feb-2020

Can I get credit card for 12000 salary?

You can get a credit card with a salary of Rs. 12,000, but you would have limited options. Each lender would have their own criteria of qualifying for a credit card. Lenders would want to know if you will be able to pay your credit card bills on time every month.25-Feb-2020

Can I get credit card for 18000 salary?

Many credit card issuers have introduced new credit cards to individuals having a low income. These cards are available for individuals with a salary starting from Rs. 18,000.09-Sept-2022

What is documents required for LIC credit card?

Documentation:- Unless there are case variations, the required documents for Axis Bank LIC Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.

Who is not eligible for a credit card?

You can't get a credit card if you're under 18, have too much debt, lack enough income, or have credit scores that are too low to meet the credit card issuer's requirements. And in most cases, if you don't have a Social Security number, you won't be able to apply.19-Aug-2022

How can I check my LIC credit card balance?

You can check your LIC Credit Card statement online through the LIC Cards online portal https://www.liccards.co.in/our-cards.html.

How can I pay my LIC credit card bill?

Online Payment from Other Bank Net Banking:

How can I use my LIC credit card reward points?

1. To redeem your Reward Points call our customer care on 1800 419 0064 -> Confirm the product code you want to redeem -> Select Quantity -> Confirm address of delivery -> Place request. 3. Reward products & Gift cards will be delivered via courier to registered address within 21 working days from date of redemption.

How can I get 900 CIBIL score?

It generally takes a few months to improve your CIBIL score. To move the digits closer to 900, make sure to pay your bills on time and in full, keep credit utilization low, maintain the right mix of secured and unsecured loans and avoid making too many credit inquiries in a short span of time.

Why is LIC not a good option?

The rate of return is significantly lower than most market-linked investment instruments. The amount that one receives on maturity is lower than what is possible under PPFs and FDs. This makes the latter options a better savings avenue. The low rate of return from LIC does not ensure protection against inflation.

Is 850 a good CIBIL score in India?

An 850 credit score is Exceptional.

What is the lowest credit card limit?

Your first credit limit may be as low as $100 if your first credit card is from a retail store, but you might be approved for a slightly larger credit limit up to $500 if your first credit card is issued by a bank or credit card company.31-Jan-2022

Which bank gives credit card easily?

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership. here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click.01-Jan-2022

Which credit card is best for 10000 salary?

Best Premium Credit Cards for People with Income above Rs. 1 Lakh

Is LIC credit card free?