Is millennia debit card good?
HDFC Millennia Debit provides a host of benefits, such as reward points, complimentary airport lounge access, fuel surcharge waiver, insurance coverage and a comparatively higher ATM withdrawal limit. The bank provides this debit card when you open a savings account.24-Aug-2022
The HDFC Bank Millennia Debit Card gives you the freedom to experience all that life has to offer through a host of services and facilities. You can now live every moments and create memories for a lifetime. When you set up your Savings Account, an HDFC Bank Millennia Debit Card is given to you.
Is the Millennia card lifetime free?
There is absolutely no Joining/ Membership/ Annual fee applicable on any of the IDFC FIRST Bank Credit Cards. Your card is free for life.
What are 3 disadvantages of debit cards?
Here are some disadvantages that come with using your debit card.
Are there any transaction limits for Millennia Debit Card? Depending on the balance in your account, it is possible to withdraw cash up to Rs.50,000 at the ATM daily, and spend Rs.3.50 lakhs daily on shopping. These limits have been set for your card security.
What is the highest limit debit card?
Debit card purchase limits 25 of the biggest financial institutions
Millennia Credit Card
Is millennia better than platinum debit card?
But Millennia gets higher cashback per transaction and that too on all spends. On Platinum, we get it only for selected categories. If you want a debit card gives you cashback on all categories then go for Millennia. Opt for Platinum debit card if there are more spends on HDFC Bank BillPay and Recharge facility.
HDFC Millennia Credit Card is best suited for millennials who frequently shop online and want to earn significant value-back on all their spends. It is one of the best cashback credit cards in India and offers up to 5% cashback on online transactions and 1% cashback on all other spends.25-Nov-2022
Which is the highest HDFC credit card?
These 3 are the most premium HDFC Credit Cards:
Which debit card company is best?
Best rewards debit cards
The 5 Best Prepaid Debit Cards of 2022
Which debit card has less fees?
The Bluebird by American Express prepaid debit card has the lowest fees of all the cards on this list. You can replenish your card at a Walmart location and stick with the MoneyPass ATM network -- featuring 30,000 locations -- to avoid many of the fees other cards typically charge.01-Dec-2022
In terms of usage, there is generally no difference between Debit Cards and Credit Cards. Both can be used at merchant outlets and online. However, there may be certain types of transactions or websites which only allow the use of Credit Cards.
Do debit cards ruin your credit?
When you use your debit card, your money is withdrawn directly from your checking account. But since debit cards are not a form of credit, your debit card activity does not get reported to the credit bureaus, and it will never show up on your credit report or influence your score in any way.
"Credit cards typically offer better cash back or rewards (than debit cards), but also typically come with high interest rates and annual fees," Walsh says. Also, because credit card activity is reported to the credit bureaus, missing payments or accumulating a high balance could harm your credit score.24-Feb-2022
Which card is better MoneyBack or millennia?
Rewards. Millennia is the better rewarding cashback credit card. Both MoneyBack+ and Millennia earn CashPoints for spending. But the key difference is the value of one CashPoint.
There is a key difference between Millennia and Regalia when it comes to rewards. While Millennia is a cashback credit card, Regalia is a reward point credit card. Some merchants are on Smartbuy where Regalia also gets accelerated reward points. Millennia is straightforward when it comes to earning rewards.06-Feb-2022
How to get HDFC Millennia credit card lifetime free?
You can make the above-mentioned HDFC Credit Cards lifetime free by activating SmartPay on your credit card within the first 90 days of card issuance and renewing it every year.01-Dec-2022
Is millennia debit card good?