What are the benefits of Icici Platinum Visa card?

What are the benefits of Icici Platinum Visa card?

ICICI Bank Platinum Chip Credit Card

Is Icici Platinum credit card free?

ICICI Platinum Chip Credit Card is a lifetime free credit card and is a great option for those who are new to credit and want to build their credit score. The card offers various benefits, such as reward points, dining discount, fuel surcharge waiver and more.14-Oct-2022

What is the benefit of a Platinum credit card?

The benefits of Platinum Credit Card include up to 25% cashback on movie tickets, fuel surcharge waiver on fuel transactions up to Rs. 400 a month, while allowing you to convert transactions of more than Rs. 2500 into EMIs through multiple options.

What is Visa Platinum credit card?

The Visa Platinum is the second tier of the four Visa credit card types. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Most Visa Platinum cards require a credit score in the 600s. You might be able to qualify for some with a score in the very high 500s.27-Jun-2022

Who is eligible for Visa platinum?

Eligibility criteria & documents required Copy of your latest salary slip, plus the last 3 months of bank statements showing salary credits if you are a salaried employee in a Private Limited Company. Proof of residence, identity and Permanent Account Number (PAN) card / Form 60.

What is the limit of Visa platinum credit card?

Cash withdrawal Rs. 50,000 per day from ATM. Purchase limit of Rs. 2,00,000 per day (POS).

What are 3 types of credit cards?

Fortunately, most cards can be classified into three major categories based on the features they offer: rewards credit cards, low interest and balance transfer cards, and credit-building cards.11-Apr-2022

Is platinum a good credit card?

The Capital One Platinum Credit Card is a fine choice for those with fair or average credit. The $0 annual fee makes it possible to build credit at no cost. However, the APR on the card is on the high side, so it's best to pay your bill in full every month to avoid interest charges.

What is the difference between credit card and platinum credit card?

Compared to general credit cards offering users reward points on their expenditures, platinum credit cards offer a higher reward value. The rewards are based on per rupee expenditure, and the reward value of the platinum credit cards per rupee is higher than others.

How can I increase my Icici Platinum credit limit?

Is ICICI credit card lifetime free?

Currently, ICICI offers three credit cards under the lifetime free scheme: ICICI Instant Platinum Credit Card. ICICI Bank HPCL Coral Credit Card. ICICI Chip Platinum Credit Card.

Is it hard to get Platinum Card?

The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715. Although, several applicants with credit scores in the 600s have also been approved, even as low as 643.04-Oct-2022

Is a Visa Platinum card good?

While it's not the best balance transfer card offer on the market, the Visa Platinum card carries one of the better zero-interest intro periods for both purchases and balance transfers available. That said, its lack of rewards means it doesn't offer much ongoing value after you've settled your balance.01-Dec-2022

Does Visa Platinum have annual fee?

The HSBC Visa Platinum Credit Card is a credit card that comes with zero joining fee & annual fee. This card has unsurpassed offers and rewards, with instant recognition and exclusive privileges.

Which is Better Visa Platinum or MasterCard?

Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.

What is the highest level Visa card?

Visa Infinite

How much is a Visa Platinum card?

U.S. Bank Visa® Platinum Card: Basics Annual fee: $0. Balance transfer fee: 3% or $5 minimum, whichever is greater.

Is platinum better than black card?

EDITOR'S OVERVIEW. The Platinum Card® from American Express is the winner over the Mastercard® Black Card. The American Express Platinum card provides frequent travelers with far better features and much more value overall, despite its higher annual fee.12-Dec-2022

Can I use 100% limit of credit card?

Yes, credit card issuers allow you to use your card for an amount above the credit limit, called the 'over limit' facility. Before you avail of this facility, there are a few things you need to keep in mind.08-Feb-2020

What is the difference between visa and visa platinum?

The main difference between Visa Signature and Visa Platinum is the rewards programs and minimum credit limits. However, if you're looking for a card with cash back 33, Visa Platinum is your best bet. If you prefer more travel benefits, then you'll love Visa Signature 43.

How to get platinum credit card?

What does your credit score need to be for the Amex Platinum card? While there is no set score needed, we recommend you have a credit score of at least 670, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.6 days ago

What are the benefits of Icici Platinum Visa card?