What are the charges for HDFC debit card for international transaction?

3.5% + applicable taxes on foreign currency transaction carried out on Debit Cards. The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction/merchant settlement.

Can I use HDFC debit card internationally?

An HDFC credit or debit card can work seamlessly internationally once activated.09-May-2022

Are there charges on international on debit card?

Foreign transaction fees can add up fast when using your debit card abroad. The fees are often 1% to 3% of the amount of a purchase, and many banks also apply the fee to ATM withdrawals. Below, we compare the amount financial institutions charge to make an international ATM withdrawal or debit card purchase.16-Aug-2022

What is the limit of HDFC international debit card?

Depending on the balance in your account, it is possible to withdraw up to Rs. 1 lakh at the ATM daily, and spend Rs. 2.75 lacs daily. These limits have been set for your card security. 2. Where can I use my EasyShop Platinum Debit Card?

How do I avoid international debit card fees?

How to Avoid ATM Fees When Traveling Abroad

Use an ATM in Your Bank's International Network.
Use Your Debit Card to Get Cash Back at a Store.
Don't Use the ATM's Conversion Offer.
Use a Bank That Doesn't Charge International ATM Fees.
Use a Bank That Refunds ATM Fees.
Use a Credit Card Without a Foreign Transaction Fee.

What is ATM International transaction fee?

A foreign transaction fee is a fee charged by a credit card issuer or bank for every transaction made in a country outside of the U.S. Fees vary depending on the credit card or bank's terms and conditions, but usually fall between 1% and 5% of the purchase amount.18-Aug-2022

Which ATM card is best for international?

Top International Debit Cards Offered by Indian Banks

SBI International Debit Cards.
HDFC EasyShop Platinum Debit Card.
ICICI Bank Sapphiro International Debit Card.
Axis Bank Burgundy Debit Card.
YES World Debit Card.
HSBC Premier Platinum Debit Card.

Which bank has no international ATM fees?

Banks that have no foreign transaction fees on at least some debit card purchases, ATM withdrawals and credit card transactions include Capital One and HSBC.

Which debit card is best for abroad?

Top travel debit cards

Chase – fee-free spending & withdrawals + 1% cashback.
Starling – fee-free spending & cash withdrawals.
Virgin Money – fee-free spending & withdrawals.
Currensea – links to your existing bank account.

What is HDFC International debit card?

Your HDFC Bank EasyShop International Debit Card brings to you a world of convenience. Features & Benefits. Daily Limits: Rs. 15000 at ATMs for Withdrawal and Rs. 25000 at merchant establishments for shopping.

How do I know if my card has international fees?

If a card charges a foreign transaction fee, it will be listed in the card's terms and conditions. The 10 largest credit card companies all offer at least some cards without foreign transaction fees, and some issuers don't charge these fees on any of their credit cards.23-Aug-2021

Will I be charged for international transactions?

Usually, MasterCard and Visa charge a foreign currency transaction fee of 1%. However, most credit card companies add an extra percentage on it, making the fee range from 1.5% to 3% or even more. Therefore, this fee differs from one credit card issuer to the other.

Can I pay 2 lakhs HDFC debit card?

But the Daily Shopping Limit on your Debit card is 2.75 Lakh. In a normal scenario your transaction would have failed but due to dynamic limit feature on your HDFC Bank Rewards Debit Card, the transaction will be successful and you would enjoy a smooth payment experience.

How can I activate my HDFC debit card for international use?

How to activate usage of International Debit Card

Log on to Net Banking with your credentials.
Click on Cards tab and go to Debit Cards menu.
Click on Request.
Select 'Set International / Domestic Usage'
Select the option 'Card to be enabled for International and Domestic Use'

Which bank is best for international transactions?

Charles Schwab Bank: Best for using ATMs.
Capital One 360: Best on foreign transaction fees.
HSBC Bank: Best for expats with high balances.
Citibank: Best for wiring money.
Revolut: Best for nonbank multicurrency account.

Does HDFC charge for debit card?

Please Note: There are no charges for using the Debit Card at merchant locations for shopping and at HDFC Bank ATMs. However, at railway stations and petrol pumps, transaction charges as per industry practices will be applicable.

Does HDFC Bank give Visa debit card?

EasyShop Debit Card: In association with Mastercard, Visa, and RuPay, HDFC Bank offers its customers feature-rich tiers under the EasyShop Debit Card. The tiers offered under Visa are – Classic, Gold, Platinum, Classic Platinum, and Imperia Platinum Chip; it also includes cards for NRO accounts and women.

Is it cheaper to withdraw money abroad?

Strictly speaking, it's not possible to get cash abroad without fees. However, there are specialist travel cards available which charge no additional ATM withdraw fees, meaning getting cash abroad is as cheap is it gets.

Can I withdraw money from debit card in another country?

ATMs are the best way to access money abroad and are increasingly available. Your bank or credit card company may charge fees for withdrawals overseas and may have a limit on the amount you can withdraw daily, so be sure to consult with your bank about this.

Can I use my debit card in another country?

Yes, your debit card and credit card are accepted internationally! If your ATM card is linked to a checking account, it can also be used at ATMs internationally.

Which debit card is free to use abroad?

The Chase Mastercard offers zero fees for spending and withdrawing cash abroad.12-Jul-2022

What are the charges for HDFC debit card for international transaction?