What is platinum credit card in ICICI Bank?

What is platinum credit card in ICICI Bank?

ICICI Platinum Chip Credit Card is a lifetime free credit card and is a great option for those who are new to credit and want to build their credit score. The card offers various benefits, such as reward points, dining discount, fuel surcharge waiver and more.14-Oct-2022

How much is platinum credit card limit?

With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.

What are the benefits of Icici platinum Visa card?

ICICI Bank Platinum Chip Credit Card

Is Icici platinum credit card has lounge access?

ICICI Credit Cards with Limited Free Airport Lounge Access - Enjoy 4 Free Access to the Airport Lounges per year by spending INR 5000 in each calendar quarter. - A maximum of 1 complimentary lounge access is allowed per quarter.

Is platinum a good credit card?

The Capital One Platinum Credit Card is a fine choice for those with fair or average credit. The $0 annual fee makes it possible to build credit at no cost. However, the APR on the card is on the high side, so it's best to pay your bill in full every month to avoid interest charges.

Is a platinum credit card hard to get?

Getting approved for the American Express Platinum is like any new credit card application. You have better chances with a credit score above 700, a clean credit history, and a low debt-to-income ratio. If you think you might have to work on these factors, take the time to improve your credit to enjoy the benefits.04-Oct-2022

Who is eligible for platinum credit card?

Primary cardholder between the age of 18 and 70 years. Add-on cardholder should be over 15 years. Resident of India or Non-Resident Indian.

How do you qualify for a Platinum Card?

What does your credit score need to be for the Amex Platinum card? While there is no set score needed, we recommend you have a credit score of at least 670, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.6 days ago

What is the difference between credit card and platinum credit card?

Compared to general credit cards offering users reward points on their expenditures, platinum credit cards offer a higher reward value. The rewards are based on per rupee expenditure, and the reward value of the platinum credit cards per rupee is higher than others.

What is special about a Platinum Card?

The Amex Platinum is a premium credit card that offers a welcome bonus, luxury perks, and other value-added services. Cardholders benefit from Uber credits, airfare discounts, bonus points, cashback and much more. Unlike typical credit cards, this card allows you to carry a balance for certain charges, but not all.03-Nov-2022

Which is better platinum or black card?

The Black Card is an exclusive charge card offered to high-net-worth individuals by invitation only. The Platinum Card is one tier lower. Prospective cardholders may apply online and must meet minimum eligibility requirements.

How can I increase my Icici platinum credit limit?

Can my wife use my platinum card for lounge access?

Adding your family members as authorized users is an option for sharing lounge access benefits. However, if your family member is targeted for the incredible 100,000-point welcome bonus (offer subject to change at any time) on the Platinum card, the best option is likely for them to apply for the card.28-May-2021

Is airport lounge free for Icici credit card?

Up to 4 complimentary airport lounge visits per quarter to airports in India. Free visits are applicable only to primary cardholders. Cardholders and accompanying guests can also enjoy unlimited chargeable access.

What is the interest rate for Icici Platinum credit card?

What is the finance charge on is ICICI Instant Platinum credit card? The finance charge is 2.49% per month or 29.88% per annum.09-Dec-2022

Is a Platinum Card expensive?

The Platinum Card® from American Express is most definitely the latter. The card's $695 annual fee, which increased from $550 on July 1, 2021, is among the steepest in the industry. But that fee unlocks an extensive portfolio of benefits focused on travel, entertainment, dining, retail and wellness.

What is higher than a platinum credit card?

A platinum credit card is usually a bank's most expensive or the top-tier card, second only to a titanium, black or diamond card if offered by the bank.

Is platinum credit card better than gold?

The Platinum Card® from American Express is the winner over the American Express® Gold Card. While it's a more expensive choice, the American Express Platinum card provides frequent travelers with a lot more value.

How long does a Platinum Card take?

about 10 business days

What is a platinum credit score?

The American Express Platinum card credit score requirement is 700 or higher. This means applicants need good credit or better to be approved for the American Express Platinum card in most cases.18-Oct-2018

How to get ICICI credit card without salary?

How can I get a credit card without proof of Income? Customers can avail ICICI Bank Coral Credit Card against Fixed Deposit. Applicants will not have to submit proof of income. They can get a credit limit up to 85% of the fixed deposit amount.14-Apr-2022

What is platinum credit card in ICICI Bank?