What is South Indian Bank One Card?

Secured SIB OneCard is offered as a premium VISA Signature credit card, issued by South Indian Bank in partnership with M/s FPL Technologies Pvt Ltd. Backed by fixed deposit, Lifetime-free Metal* Credit Card with zero joining and annual fees. No CIBIL requirement. 100% of deposit amount offered as Credit Card limit.

Can I get credit card with South Indian Bank?

South Indian Bank in partnership with M/s One Consumer Services Private Limited brings you a 100% digital Credit Card, SIB-One Card Credit Card with an irresistible blend of convenience and security.

What is the eligibility for one credit card?

The applicant should be a minimum of 18 years of age to apply for OneCard. Both salaried and self-employed can apply for any of the credit cards offered by OneCard.

What are the 3 categories of OneCard?

All categories

BOB Financial: MITC ,T&C , BT , KFS.
CSB Bank: MITC ,T&C , KFS.
Federal Bank: MITC , T&C , BT , KFS.
IDFC FIRST Bank: MITC , T&C.
SBM Bank: F.D , MITC , KYC , T&C , KFS.
South Indian Bank: MITC , T&C , BT , KFS.

Is OneCard RBI approved?

The FD is safe as it is with SBM, an RBI approved bank. Once you start using the OneCard and keep paying your dues on time every month - your score will start improving.18-Nov-2021

Is OneCard interest free?

Interest free period from the start of the billing cycle date shall not exceed 49 Days. Payment Due Date on your Card is 18 days after the Statement Date (Please check your statement for your exact Payment Due Date). Therefore the free credit period can range from 18-49 days depending on your Payment Due Date.28-Jun-2022

Which bank give easily credit card?

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership. here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click.01-Jan-2022

Which bank gives credit card without salary?

Banks That Provide Credit Cards Without Proof Of Income State Bank of India. Bank of Baroda. Kotak Mahindra Bank. Andhra Bank.

Which card has highest credit limit in India?

Which Credit Card gives the highest credit limit?

HDFC Diners Club Black Card - To be eligible for it, the applicant must have an annual income of at least Rs.
Citibank Prestige Credit Card - To be eligible for this card, the applicant must be a high annual spender or hold Citigold Private status.

What is Credit One card limit?

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing.28-Oct-2022

What is Credit One credit card maximum limit?

How the Credit One Bank Platinum Visa for Rebuilding Credit Stacks Up

What is the minimum credit limit for Credit One?

$500

Can I withdraw money from OneCard?

You can use the OneCard Credit Card to withdraw cash from ATMs in India and/or overseas (except foreign currency transactions in Nepal and Bhutan) in accordance with the compatibility of the OneCard Credit Card at the said ATM(s).16-Sept-2022

Does OneCard improve my credit score?

Once you start using the OneCard and keep paying your dues on time every month - your score will start improving.18-Nov-2021

Does OneCard affect cibil score?

Impact on your credit score In case your application is declined or you choose to not accept the offer for OneCard, your credit score will not be affected. A hard inquiry would be done only once you accept the offer and activate your OneCard.30-Dec-2021

Does OneCard charge interest?

Currently, the interest rate on unpaid dues is 30% per annum, or 2.5% per month. With effect from July 10, 2022 it will be 36% per annum, or 3.0% per month, for all OneCard Credit Card members on their unpaid dues. Payment Done: Rs.16-Sept-2022

What is the benefit of OneCard?

No Hidden Fees Ever. No Joining Fees. No Annual Fees. No Rewards Redemption Fees. Control all aspects of your credit card from the powerful OneCard app - transaction limit, domestic/international use, online/offline use, contactless payments and much more.

Is OneCard a visa?

OneCard is an entry-level credit card launched by FPL Technologies that works on IDFC bank platform through Visa (Signature) network. While it boasts about a metal form factor like the Amex Platinum or Centurion its like giving you a Maruti 800 that “looks” like an Audi on the outside.05-Jul-2022

Does Credit One charge monthly?

The annual fees on Credit One credit cards are much higher than competitor credit cards with similar or better features. After a year, Credit One may start charging you a monthly fee instead of an annual fee. That means you'll have a bill to pay every month, even if you aren't using the card.

Does credit 1 have an annual fee?

ANNUAL FEE: The Annual Fee of $75 will be billed to your Account when opened. It's refundable as long as you cancel your Account and have not made any transactions.