What is the annual charge of ICICI Coral credit card?
Rs. 500
Platinum and Coral Credit Cards, No Annual Fee Credit Card - ICICI Bank.
Is Coral credit card lifetime free?
There are three types of ICICI lifetime free credit card: HPCL Coral ICICI Bank Credit Card.15-Jul-2021
Best ICICI Lifetime Free Credit Cards ICICI Bank HPCL Coral Credit Card. ICICI Chip Platinum Credit Card.
Can I waive my annual credit card fee?
Call the customer service number on your statement or the back of your card, and provide identifying information like your name and account number. Then, ask if you can have a waiver for your annual fee. If this is successful, you're done.26-Aug-2022
An annual fee is a yearly charge by banks and financial institutions to customers for use of their credit cards. The card issuer adds the annual fee to the customer's statement.
Does Icici credit card charge interest?
Even when you repay the cash advance on or before the due date, the interest charge is applicable. ICICI bank charges interest rates from 1.25% per month to 3.50% per month depending on various factors including the cardholder's credit history, purchase behaviour, repayment pattern and others.
Top Zero Annual Fee Credit Cards in India
Is Icici Bank Coral credit card good?
The ICICI Bank Coral Credit Card is a point-based basic credit card. This credit card is recommended only for its various shopping offers and not for the Reward Points as its PAYBACK percentage is low.07-Oct-2021
To avoid paying any interest on purchases made with your credit card you must pay your full closing balance by the payment due date every month, failure to clear the full balance on your credit card will mean you will lose the 55 interest free period for your next and current statement period.
How long is credit card free?
The payment due date on your credit card can be between 18 and 25 days after the statement date, the day when the statement is made. So, the interest-free credit period can range from 18-48 days to 25-55 days depending on your credit card's payment due date.
Yes, apart from offline and online transactions, credit cards can be used for withdrawing cash from the ATM. You can use the ICICI credit card for withdrawing cash from an ICICI ATM and also any other bank ATM.
Can we use Icici credit card at petrol pump?
ICICI Credit Card holders can now enjoy a 2.5% fuel surcharge waiver on fuel purchases at HPCL gas stations. When the card is swiped on the ICICI Merchant Services swipe machines, a 2.5% fuel surcharge waiver is available on fuel purchases at HPCL petrol pumps.10-Jun-2022
The Platinum Chip Credit Card is a lifetime free card and comes with a decent reward program, whereas the Coral Credit Card comes with a nominal annual fee and provides its customers with some great benefits, including complimentary airport lounge access, exciting discount offers on dining, and many more.09-Jun-2022
Can we use credit card at petrol pump?
When one pays for fuel through credit card, a fee is levied which consists of transaction fee and service tax. This fuel surcharge ranges between 1% and 3% of the cost of fuel. For instance – If one purchases fuel worth Rs. 200, he may have to pay between Rs.19-Oct-2020
The easiest way to avoid finance charges is to pay your balance in full and on time every month. Credit cards are required to give you what's called a grace period, which is the span of time between the end of your billing cycle and when the payment is due on your balance.15-Sept-2022
Should I cancel a credit card with no annual fee?
Experts generally don't recommend you ever cancel a credit card, unless you're paying for it (such as in the form of an annual fee) and not ever using it. And if this is the case, canceling a card once probably won't hurt you as long as you have a healthy credit history otherwise.
The annual fee will show up on your credit card statement once per year as a lump sum charge. You're typically charged during the same month that you sign up for the card and then every 12 months after that. You'll pay the annual fee the same way you'd pay for regular purchases shown on your statement.
What is lifetime free credit card?
If you are a credit-worthy customer, the bank may offer you a lifetime free Credit Card, which means no joining or annual fees.
Some fees, such as interest charges and annual fees, will be clearly stated on your monthly credit card statement. Other fees and additional charges, like foreign transaction fees, are not clearly highlighted on your statement or may be hidden in the fine print so it's essential to read your credit card agreement.07-Oct-2022
What happens if I don't use credit card?
Your Account May Get Closed This is usually fine when there's no balance to pay off, but after a long period of inactivity a card issuer may close a credit card account.01-Dec-2022
What is the annual charge of ICICI Coral credit card?