What is the minimum salary for HDFC credit card?
On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof.
You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee, or self-employed and managing your own business. Credit history – A good credit history is proof that you can manage your credit well.
Can I get HDFC credit card with 10000 salary?
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
No, not necessary. You can apply for an HDFC Bank credit card even if you are not an existing customer.
Can I get HDFC credit card without salary?
You can get a credit card without a salary slip. What is an HDFC credit card limit? HDFC credit card limit varies based on the income and credit score of a cardholder.
Yes, individuals with a salary of Rs. 15,000 per month can be offered credit cards.09-Sept-2022
Can I get credit card with 10000 salary?
Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won't have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.25-Feb-2020
25,000 to 35,000 p.m.)List of Credit Cards for Income Below Rs. 25,000.
Can I get credit card with 25000 salary?
a low-income credit card is one that is specially designed for those with income below ₹25,000. the credit card limit is generally lower than other cards. this limit can increase depending on your payment behaviour, income and credit score.29-Dec-2021
Minimum credit score required for any credit card is 650. Higher credit scores help you get better offers from lenders such as long tenure, low-interest rates, etc. Credit Cards can be availed by customers who have credit score 0 and -1.
Which bank gives credit card easily?
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.01-Jan-2022
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.01-Feb-2022
Can I get HDFC credit card without CIBIL score?
HDFC requires the credit card applicants to have a minimum CIBIL™ score of 750 or above to be eligible for any of the credit card. A credit score of 750 or above assures the applicant of the approval of the credit card application without any hassles.
An unsecured credit card can be availed by all those applicants who have no credit score or possess a low credit score. The secured credit card can be availed in a bid to build up the individual's CIBIL score.
How to get HDFC credit card without income proof?
They can submit their bank account statement while applying for an HDFC Credit Card. They may have to submit additional documents to prove their identity and address. For example, they may have to submit a government-issued ID such as a driver's license, passport, or Aadhaar.11-Oct-2022
You can get a credit card with a salary of Rs. 12,000, but you would have limited options. Each lender would have their own criteria of qualifying for a credit card. Lenders would want to know if you will be able to pay your credit card bills on time every month.25-Feb-2020
Can I get credit card for 18000 salary?
Many credit card issuers have introduced new credit cards to individuals having a low income. These cards are available for individuals with a salary starting from Rs. 18,000.09-Sept-2022
#1 Your Income/Salary: Usual credit limit is 2X or 3X of your monthly income. Suppose your salary slip shows Rs. 50,000 per month, you can expect Rs. 1 Lakh – 1.5 Lakh credit limit.10-Jan-2016
How to get 1 lakh credit card limit?
Improve your credit score: Since banks consider credit score while setting Credit Card limits, it's better to ensure that you have a good score. You can do this by paying all your dues, like EMIs, on time. So it's best to avoid doing that. Keeping your spending within limits can be helpful.
Technically there's no minimum income requirement to get a credit card. A student's disposable income could be as low as $100 and they would still have the potential to be approved for a credit card. Higher incomes generally give applicants a better chance of getting approved for a card and a higher credit limit.24-Oct-2022
What is the lowest credit card limit?
Your first credit limit may be as low as $100 if your first credit card is from a retail store, but you might be approved for a slightly larger credit limit up to $500 if your first credit card is issued by a bank or credit card company.31-Jan-2022
What is the minimum salary for HDFC credit card?