Who can apply credit card of PNB bank?
The applicant should be minimum of 21 years old and maximum of 65 years. Anyone falling under this age limit can apply for a credit card with Punjab National Bank. Add-on credit cardholder should be 18 years old and above.
You need to have a regular income in order to get a Punjab National Bank credit card. You have to show a minimum income of Rs. 80,000 every annum.
What is the salary eligibility for credit card?
On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof.
The PNB Credit Card can be used for all your requirements, be it shopping,eating out, holidaying, and fuelling up your vehicle, railway ticket reservations - just about any financial requirement, planned or on desire. With us, money spent is money earned.
Can I get credit card if my salary is 15000?
Yes, individuals with a salary of Rs. 15,000 per month can be offered credit cards.09-Sept-2022
Age: You need to be at least 18. Income: You'll need to report sufficient income to show you can repay the money a card issuer lends you. Applicants 18 to 21 are required to show proof of income (such as a job) or have a cosigner according to the CARD Act of 2009.
Can I get credit card with 10000 salary?
Can I get a credit card with a 10000 salary? You can get a credit card with a salary of Rs. 10,000, but you won't have a wide variety of options when it comes to picking the credit card you want. You might not even be able to get a credit card from a specific lender that you prefer.25-Feb-2020
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.01-Jan-2022
What is credit card limit in PNB?
limit is 50,000/- & Max limit is 5,00,000/- , Visa Signature-Min 1,25,000/- & Max. 15,00,000/-. RuPay Platinum/RuPay Rakshak Platinum - Min. limit is 25,000/- & Max limit is 5,00,000/- and for Visa Platinum/RuPay Select card/ RuPay Millennial/RuPay Rakshak Select Min 50,000/- & Max.
You can get a credit card with a salary of Rs. 12,000, but you would have limited options. Each lender would have their own criteria of qualifying for a credit card. Lenders would want to know if you will be able to pay your credit card bills on time every month.25-Feb-2020
Which bank gives credit card without salary?
Banks That Provide Credit Cards Without Proof Of Income State Bank of India. Bank of Baroda. Kotak Mahindra Bank. Andhra Bank.
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.01-Feb-2022
How long is the approval of PNB credit card?
10 – 15 banking days
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Can I withdraw money from credit card?
You just go to an ATM and take the cash that you need, within the allocated limit. It doesn't need any special approval from the bank or anything. And you pay it back along with the charges that come with cash withdrawals. Every card has a credit limit – that is the maximum amount that can be spent on that card.
Improve your credit score: Since banks consider credit score while setting Credit Card limits, it's better to ensure that you have a good score. You can do this by paying all your dues, like EMIs, on time. So it's best to avoid doing that. Keeping your spending within limits can be helpful.
Can I get credit card for 18000 salary?
Many credit card issuers have introduced new credit cards to individuals having a low income. These cards are available for individuals with a salary starting from Rs. 18,000.09-Sept-2022
Your first credit limit may be as low as $100 if your first credit card is from a retail store, but you might be approved for a slightly larger credit limit up to $500 if your first credit card is issued by a bank or credit card company.31-Jan-2022
Can I get a credit card with no job?
You can get a credit card without a job. Most credit card applications have a section for employment information, but you can also put student, homemaker or unemployed. Annual income and assets are more important than employment status when applying for a credit card, though.
You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee, or self-employed and managing your own business. Credit history – A good credit history is proof that you can manage your credit well.
Who is not eligible for a credit card?
You can't get a credit card if you're under 18, have too much debt, lack enough income, or have credit scores that are too low to meet the credit card issuer's requirements. And in most cases, if you don't have a Social Security number, you won't be able to apply.19-Aug-2022
Who can apply credit card of PNB bank?