Why my flipkart axis credit card payment declined?
One of the first and foremost reason for rejection is if the credit card applicant has low credit score. Any bank, when it gets a loan or credit card application will pull out the individuals credit score which is available with the number of credit bureaus operating in the country.
Only residents or non-residents of India can apply for a Flipkart Axis Bank credit card. The minimum and maximum age of the primary cardholder are fixed at 18 and 70 years respectively. A salaried or self-employed applicant should have a minimum income of ₹15,000 and ₹30,000 respectively.
Why is my credit card payment declined?
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
Drawbacks of Flipkart Axis Bank Credit Card Few downsides that were noted with this credit card are: The card offers cashback on online spends only. Also there is no cashback earned on fuel transactions. No International airport lounge access comes with this card.20-Jan-2020
Why my Axis Bank transaction declined?
If you enter an incorrect ATM PIN, your purchase transaction will be declined by the bank. Entering an incorrect ATM PIN in 3 successive attempts in a day (either at ATM or at POS) will temporarily block your card.
CIBIL: Axis Bank require a minimum CIBIL score of 700 for issuing its Flipkart Axis Bank Credit Card.
Can I get flipkart Axis credit card without income proof?
Unless there are case variations, the required documents for Flipkart Axis Bank Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.
Rs. 15,000
Is it bad if your credit card is declined?
Having a credit card transaction declined does not affect your credit. It can be embarrassing, especially if you don't have another way to pay. But the declination won't be reflected in your credit score.25-Aug-2022
When your card is declined and you know you have plenty of available credit, call the phone number on the back of the card. A representative should be able to lift any freezes the issuer put in place. If you're planning to travel abroad, call your card issuer ahead of time and let them know.07-Nov-2020
How do I fix my card declined by issuer?
Credit card declined code 01 means that the card's issuer has signaled a problem with the card number. The customer should contact their issuing bank and use a different card to complete the transaction. Once the customer contacts the issuing bank, they can resolve the issue.28-Jul-2022
Advantages of Flipkart Axis Bank Credit Card Apart from Flipkart and Myntra, you also get a good reward rate of 4% on spends at partner merchants which include popular names like Swiggy, Uber, PVR and cure. fit.
What is the minimum salary required for Axis credit card?
Primary cardholder between the age of 18 years and 70 years. Add-on cardholder should be over 18 years. Net income of Rs. 9,00,000 per annum and above.
Rs. 25,000* p.m. *Minimum Income requirement varies from one credit card variant to another. How to check Axis Bank Credit Card Eligibility on Paisabazaar.com?29-Nov-2022
How to activate my flipkart axis credit card?
Step 1: Getting the PIN Activation Passcode
https://retail.axisbank.co.in/ Enter your login ID and password to continue. On the menu, select “service” option >credit card services.” Proceed to choose “limit enhancement/more service.” Now you can enable online transactions for the credit card and enable limit.
How do you fix this transaction has been declined?
Try the following:
Minimum credit score required for any credit card is 650. Higher credit scores help you get better offers from lenders such as long tenure, low-interest rates, etc. Credit Cards can be availed by customers who have credit score 0 and -1.
Is 625 a good CIBIL score?
A FICO® Score of 625 places you within a population of consumers whose credit may be seen as Fair.
A FICO® Score of 624 places you within a population of consumers whose credit may be seen as Fair.
Is flipkart Axis Bank credit card pre approved?
You're Pre-qualified, Apply without Income Proof!21-Aug-2022
Why my flipkart axis credit card payment declined?